:root{--ink:#172738;--muted:#63727c;--blue:#005c89;--deep:#003d61;--cyan:#09a7ba;--aqua:#7ed6df;--paper:#f5f8f7;--white:#fff;--line:#d8e3e5;--soft:#e9f4f5;--yellow:#f2c94c;--shadow:0 24px 80px rgba(25,54,65,.11)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font:15px/1.5 Arial,Helvetica,sans-serif}button,input,select{font:inherit}button{cursor:pointer}.wrap{width:min(1220px,calc(100% - 48px));margin-inline:auto}.hidden{display:none!important}.topbar{height:82px;width:min(1220px,calc(100% - 48px));margin:auto;display:flex;align-items:center;justify-content:space-between}.brand{display:flex;align-items:center;gap:12px;color:var(--ink);text-decoration:none}.brand-mark{width:50px;height:50px;border-radius:13px 13px 13px 3px;display:grid;place-items:center;color:#fff;background:linear-gradient(145deg,var(--blue),var(--cyan));font-size:19px;font-weight:800}.brand-name b{display:block;font-size:20px;line-height:1;letter-spacing:.12em}.brand-name small{display:block;margin-top:5px;color:var(--muted);font-size:8px;letter-spacing:.16em}.topbar-right{display:flex;align-items:center;gap:20px;color:var(--blue);font-size:12px;font-weight:800;letter-spacing:.12em;text-transform:uppercase}.icon-button{width:40px;height:40px;border:1px solid var(--line);border-radius:50%;background:#fff;color:var(--deep);font-size:19px}.intro{padding:72px 0 66px;display:grid;grid-template-columns:1fr 390px;gap:80px;align-items:end}.kicker{margin:0 0 16px;color:var(--blue);font-size:12px;font-weight:800;letter-spacing:.14em;text-transform:uppercase}.intro h1{margin:0;max-width:760px;font-size:clamp(52px,6vw,86px);line-height:.96;letter-spacing:-.058em}.intro-text{margin:29px 0 0;max-width:690px;color:var(--muted);font-size:20px;line-height:1.55}.trust-card{display:flex;gap:16px;padding:24px;border:1px solid var(--line);border-radius:17px;background:rgba(255,255,255,.65)}.trust-icon{width:32px;height:32px;flex:none;display:grid;place-items:center;border-radius:50%;background:var(--soft);color:var(--cyan);font-weight:900}.trust-card b{display:block;margin-bottom:4px}.trust-card p{margin:0;color:var(--muted);font-size:13px}.calculator-shell{overflow:hidden;border:1px solid #cfdddf;border-radius:30px;background:#fff;box-shadow:var(--shadow)}.mode-bar{display:grid;grid-template-columns:1fr 1fr;background:#eef4f4;border-bottom:1px solid var(--line)}.mode{position:relative;display:grid;grid-template-columns:40px 1fr;column-gap:10px;text-align:left;padding:22px 28px;border:0;background:transparent;color:var(--muted)}.mode+ .mode{border-left:1px solid var(--line)}.mode span{grid-row:1/3;width:34px;height:34px;display:grid;place-items:center;border:1px solid #bdd0d4;border-radius:50%;font-size:11px;font-weight:800}.mode b{font-size:16px;color:var(--ink)}.mode small{font-size:12px}.mode.active{background:#fff}.mode.active:after{content:"";position:absolute;left:0;right:0;bottom:-1px;height:3px;background:linear-gradient(90deg,var(--blue),var(--cyan))}.mode.active span{background:var(--blue);border-color:var(--blue);color:#fff}.workspace{display:grid;grid-template-columns:1.04fr .96fr}.inputs-panel{padding:42px 44px 48px}.results-panel{position:relative;padding:42px 40px 48px;background:linear-gradient(145deg,#073e60,#00648c 66%,#057d96);color:#fff}.section-title{display:flex;gap:14px;align-items:flex-start;margin-bottom:30px}.section-title .number{width:36px;height:36px;display:grid;place-items:center;border-radius:50%;background:var(--blue);color:#fff;font-size:11px;font-weight:800}.section-title p{margin:0 0 3px;color:var(--blue);font-size:10px;letter-spacing:.13em;text-transform:uppercase;font-weight:800}.section-title h2{margin:0;font-size:21px;line-height:1.2}.section-title.light .number{color:var(--deep);background:var(--aqua)}.section-title.light p{color:#9fe0e7}.choice-group{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:0 0 25px;padding:0;border:0}.choice-group legend{grid-column:1/-1;margin-bottom:8px;font-weight:750}.choice{display:flex;gap:10px;align-items:flex-start;padding:15px;border:1px solid var(--line);border-radius:12px;cursor:pointer}.choice input{margin-top:3px;accent-color:var(--blue)}.choice b,.choice small{display:block}.choice b{font-size:13px}.choice small{margin-top:2px;color:var(--muted);font-size:11px}.choice.active{border-color:#5aa5b7;background:var(--soft);box-shadow:inset 0 0 0 1px #5aa5b7}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:17px 14px}.form-grid>label,.admin-fields>label{color:#3a4e5c;font-size:12px;font-weight:750}input,select{width:100%;margin-top:7px;padding:12px 13px;border:1px solid #bdcdd1;border-radius:9px;background:#fff;color:var(--ink);outline:0}input:focus,select:focus{border-color:var(--cyan);box-shadow:0 0 0 3px rgba(9,167,186,.12)}.input-unit{display:flex;align-items:center;margin-top:7px;border:1px solid #bdcdd1;border-radius:9px;background:#fff;overflow:hidden}.input-unit input{margin:0;border:0;box-shadow:none}.input-unit i{padding:0 12px;color:var(--muted);font-size:11px;font-style:normal;white-space:nowrap}.input-unit.compact{width:140px;margin:0}.input-unit.compact input{font-size:20px;font-weight:800}.contribution-block{margin-top:28px;padding-top:25px;border-top:1px solid var(--line)}.label-row{display:flex;align-items:center;justify-content:space-between;gap:20px}.label-row>label{font-weight:800}.range{appearance:none;height:5px;margin:28px 0 0;padding:0;border:0;border-radius:99px;background:linear-gradient(90deg,var(--blue) 0%,var(--cyan) 20%,#d4e1e3 20%,#d4e1e3 100%);box-shadow:none}.range::-webkit-slider-thumb{appearance:none;width:22px;height:22px;border:4px solid #fff;border-radius:50%;background:var(--cyan);box-shadow:0 0 0 1px var(--cyan),0 3px 10px rgba(0,0,0,.2)}.range-labels{display:flex;justify-content:space-between;margin-top:7px;color:var(--muted);font-size:10px}.scenario-buttons{display:flex;gap:7px;flex-wrap:wrap;margin-top:17px}.scenario-buttons button{padding:8px 12px;border:1px solid var(--line);border-radius:99px;background:#fff;color:var(--deep);font-size:11px;font-weight:800}.scenario-buttons button.active{border-color:var(--blue);background:var(--blue);color:#fff}.help{margin:15px 0 0;color:var(--muted);font-size:11px}.personal-fields{margin-top:26px;padding:24px;border-radius:14px;background:#f2f7f7}.subhead{display:flex;justify-content:space-between;margin-bottom:18px}.subhead span{font-weight:800}.subhead em{color:var(--cyan);font-size:10px;font-style:normal;font-weight:800;text-transform:uppercase}.more-details{margin-top:22px;padding:16px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.more-details summary{cursor:pointer;color:var(--deep);font-weight:800}.more-details summary span{color:var(--muted);font-size:10px;font-weight:400}.more-details>p{color:var(--muted);font-size:11px}.model-badge{position:absolute;right:32px;top:34px;padding:7px 10px;border:1px solid rgba(255,223,117,.45);border-radius:99px;background:rgba(255,210,65,.14);color:#ffe38a;font-size:9px;font-weight:800;text-transform:uppercase}.headline-result{display:grid;grid-template-columns:1fr auto 1fr;gap:18px;align-items:center;padding:25px 0;border-top:1px solid rgba(255,255,255,.16);border-bottom:1px solid rgba(255,255,255,.16)}.headline-result>div{display:flex;flex-direction:column}.headline-result small{min-height:37px;color:#bde2e8;font-size:11px;line-height:1.4}.headline-result strong{margin:5px 0;font-size:32px;letter-spacing:-.04em}.headline-result span:not(.result-arrow){color:#a9d5dd;font-size:10px}.headline-result .highlight strong{color:#83e5ec;font-size:38px}.result-arrow{color:#82dce5;font-size:28px}.benefit-copy{margin:16px 0 23px;color:#c5e0e5;font-size:11px}.metric-grid{display:grid;grid-template-columns:1fr 1fr;gap:1px;background:rgba(255,255,255,.15);border:1px solid rgba(255,255,255,.15);border-radius:13px;overflow:hidden}.metric-grid div{padding:15px;background:rgba(0,26,46,.17)}.metric-grid small,.metric-grid b,.metric-grid span{display:block}.metric-grid small{min-height:31px;color:#add5dc;font-size:10px}.metric-grid b{font-size:19px}.metric-grid span{color:#91c5cf;font-size:9px}.leverage{margin-top:13px;padding:15px;border:1px solid rgba(126,214,223,.35);border-radius:12px;background:rgba(126,214,223,.1)}.leverage small{display:block;color:#9cdce3;font-size:9px;text-transform:uppercase}.leverage strong{display:block;margin-top:3px;font-size:14px}.funding-card{margin-top:20px;padding:19px;border-radius:14px;background:#fff;color:var(--ink)}.funding-head{display:flex;justify-content:space-between;align-items:center}.funding-head h3{margin:0;font-size:14px}.funding-head b{color:var(--blue);font-size:12px}.stacked-bar{display:flex;height:12px;margin:17px 0 14px;overflow:hidden;border-radius:99px;background:#edf2f2}.stacked-bar span{height:100%;transition:width .25s}.own{background:var(--deep)}.employer{background:var(--cyan)}.sv{background:var(--yellow)}.legend{display:grid;gap:7px}.legend span{display:grid;grid-template-columns:8px 1fr auto auto;gap:7px;align-items:center;color:var(--muted);font-size:9px}.legend i{width:8px;height:8px;border-radius:2px}.legend b{color:var(--ink)}.legend em{padding:2px 5px;border-radius:5px;background:#fff4bf;color:#7d6c15;font-style:normal;font-size:7px;text-transform:uppercase}.results-note{margin:16px 0 0;color:#a8d0d8;font-size:9px}.projection{padding:110px 0}.projection-head{display:flex;justify-content:space-between;gap:40px;align-items:end;margin-bottom:34px}.projection-head h2{margin:0;max-width:690px;font-size:clamp(34px,4vw,54px);line-height:1.05;letter-spacing:-.045em}.assumptions{display:flex;gap:10px;flex-wrap:wrap}.assumptions span{padding:11px 13px;border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--muted);font-size:10px}.assumptions b{color:var(--deep)}.projection-grid{display:grid;grid-template-columns:minmax(0,1.35fr) minmax(330px,.65fr);gap:20px}.chart-card,.capital-card{border:1px solid var(--line);border-radius:20px;background:#fff;box-shadow:0 12px 40px rgba(30,57,67,.06)}.chart-card{padding:25px}.chart-tabs{display:flex;justify-content:space-between;align-items:center}.chart-tabs button{padding:8px 12px;border:0;border-radius:8px;background:var(--deep);color:#fff;font-size:11px;font-weight:800}.chart-tabs span{color:var(--muted);font-size:11px}.chart-wrap{height:360px;margin-top:17px}.chart-wrap canvas{display:block;width:100%;height:100%}.chart-legend{display:flex;gap:22px;color:var(--muted);font-size:10px}.chart-legend i{display:inline-block;width:18px;height:3px;margin-right:6px;vertical-align:middle}.chart-legend .basis{background:var(--deep)}.chart-legend .bonus{background:var(--cyan)}.capital-card{padding:26px}.capital-card>p{margin:0 0 18px;color:var(--blue);font-size:11px;font-weight:800;text-transform:uppercase}.capital-result{padding:16px;border-radius:12px;background:#f1f6f6}.capital-result+ .capital-result{margin-top:9px}.capital-result small,.capital-result strong,.capital-result span{display:block}.capital-result small{color:var(--muted);font-size:10px}.capital-result strong{margin:4px 0;color:var(--deep);font-size:29px;letter-spacing:-.04em}.capital-result span{color:var(--muted);font-size:9px}.capital-result.bonus{background:var(--deep);color:#fff}.capital-result.bonus small,.capital-result.bonus span{color:#abd1d9}.capital-result.bonus strong{color:#82e3ea}.capital-split{display:grid;gap:8px;margin-top:20px}.capital-split span{display:flex;justify-content:space-between;gap:14px;color:var(--muted);font-size:10px}.capital-split b{color:var(--ink)}.explain{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;margin-bottom:100px;overflow:hidden;border:1px solid var(--line);border-radius:19px;background:var(--line)}.explain>div{padding:27px;background:#fff}.explain span{color:var(--cyan);font-size:10px;font-weight:900}.explain h3{margin:13px 0 8px;font-size:16px}.explain p{margin:0;color:var(--muted);font-size:11px}.transparency{display:grid;grid-template-columns:.7fr 1.3fr;gap:80px;padding:70px;border-radius:24px 24px 0 0;background:#e5f0f1}.transparency h2{margin:0;font-size:35px;letter-spacing:-.035em}.transparency-list{display:grid;grid-template-columns:1fr 1fr;gap:14px}.transparency-list span{padding:16px;border-left:3px solid var(--cyan);background:rgba(255,255,255,.55);color:var(--muted);font-size:11px}.transparency-list b{display:block;margin-bottom:3px;color:var(--deep)}footer{background:#10293b;color:#fff}.wrap+footer{margin-top:0}footer .wrap{display:grid;grid-template-columns:.5fr 1.5fr;gap:70px;padding-top:50px;padding-bottom:50px}footer b{font-size:17px}footer p{color:#a9c0ce}.legal{margin:0;font-size:10px;line-height:1.65}dialog{width:min(650px,calc(100% - 32px));max-height:90vh;padding:0;border:0;border-radius:22px;background:#fff;box-shadow:0 30px 100px rgba(0,0,0,.35)}dialog::backdrop{background:rgba(7,30,45,.72);backdrop-filter:blur(4px)}.admin-card{padding:30px}.admin-head{display:flex;justify-content:space-between;align-items:start;margin-bottom:24px}.admin-head h2{margin:0;font-size:27px}.admin-message{padding:25px;border-radius:12px;background:#f7f1dc;color:#594d1c}.admin-message p{margin-bottom:0}.admin-fields{display:grid;grid-template-columns:1fr 1fr;gap:16px}.switch-row{display:flex;justify-content:space-between;align-items:center;padding:0 12px;border:1px solid var(--line);border-radius:9px}.switch-row input{width:auto;margin:0}.primary-button{grid-column:1/-1;padding:13px;border:0;border-radius:9px;background:var(--blue);color:#fff;font-weight:800}.admin-status{grid-column:1/-1;margin:0;color:var(--blue);font-size:12px}
@media(max-width:980px){.intro{grid-template-columns:1fr;gap:28px}.trust-card{max-width:560px}.workspace,.projection-grid{grid-template-columns:1fr}.results-panel{border-radius:0 0 28px 28px}.explain{grid-template-columns:1fr 1fr}.transparency{grid-template-columns:1fr;gap:30px}.projection-head{align-items:start;flex-direction:column}.chart-wrap{height:310px}}
@media(max-width:640px){.wrap,.topbar{width:min(100% - 28px,1220px)}.topbar-right>span{display:none}.intro{padding:42px 0 42px}.intro h1{font-size:46px}.intro-text{font-size:17px}.mode{padding:16px 14px;grid-template-columns:30px 1fr}.mode span{width:27px;height:27px}.mode small{display:none}.mode b{font-size:12px}.inputs-panel,.results-panel{padding:28px 18px 32px}.choice-group,.form-grid,.metric-grid{grid-template-columns:1fr}.model-badge{position:static;display:inline-flex;margin:-14px 0 20px}.label-row{align-items:flex-start;flex-direction:column}.headline-result{grid-template-columns:1fr}.result-arrow{transform:rotate(90deg);justify-self:center}.headline-result small{min-height:auto}.projection{padding:75px 0}.projection-head h2{font-size:37px}.chart-card,.capital-card{padding:18px}.chart-wrap{height:270px}.explain{grid-template-columns:1fr;margin-bottom:70px}.transparency{padding:34px 20px}.transparency-list{grid-template-columns:1fr}footer .wrap{grid-template-columns:1fr;gap:18px}.admin-fields{grid-template-columns:1fr}.primary-button,.admin-status{grid-column:auto}}

/* AS Corporate-Design-Verfeinerung: klare Linien, technische Flächen, wenig Dekoration. */
body{background:#f7f9f9;font-family:Arial,"Helvetica Neue",Helvetica,sans-serif}
.intro{padding-top:88px;padding-bottom:82px;align-items:center}
.intro h1,.projection-head h2,.transparency h2{color:var(--deep);font-weight:800}
.intro h1{max-width:820px;line-height:.94;letter-spacing:-.052em}
.kicker{color:var(--cyan);letter-spacing:.17em}
.trust-card{border-radius:3px;background:#fff;box-shadow:none}
.trust-icon{border-radius:2px;background:var(--cyan);color:#fff}
.calculator-shell,.chart-card,.capital-card{border-radius:4px;box-shadow:none}
.mode-bar{background:#f0f4f5}
.mode,.mode span,.choice,input,select,.input-unit,.personal-fields,.additional-tax-details,.existing-capital-panel,.net-breakdown,.payroll-comparison,.metric-grid,.leverage,.funding-card,.assumptions span,.capital-result,.capital-split .bonus-split{border-radius:3px}
.mode.active:after{height:3px;background:var(--cyan)}
.mode.active span,.section-title .number,.scenario-buttons button.active,.primary-button{background:var(--blue)}
.choice.active{border-color:var(--cyan);background:#f1f8f8;box-shadow:none}
input:focus,select:focus{box-shadow:0 0 0 2px rgba(9,167,186,.13)}
.range{height:4px;border-radius:0}
.range::-webkit-slider-thumb{width:20px;height:20px;border-width:3px;box-shadow:0 0 0 1px var(--cyan)}
.scenario-buttons{gap:8px}
.scenario-buttons button{border-radius:3px;transition:border-color .16s ease,background-color .16s ease,color .16s ease}
.scenario-buttons button:hover{border-color:var(--cyan);color:var(--blue)}
.scenario-buttons button.active:hover{color:#fff}
.results-panel{background:#003f63}
.headline-result{border-color:rgba(255,255,255,.22)}
.headline-result strong{white-space:nowrap}
.metric-grid{border-color:rgba(255,255,255,.22);background:rgba(255,255,255,.22)}
.metric-grid div{background:rgba(0,25,44,.28)}
.leverage{border-color:rgba(126,214,223,.55);background:transparent}
.funding-card{border:1px solid #d6e2e4}
.stacked-bar{height:9px;border-radius:0}
.projection{padding-top:128px;padding-bottom:118px}
.projection-grid{gap:28px}
.chart-card,.capital-card{border-color:#cbdadd}
.chart-tabs button{border-radius:2px;background:var(--blue)}
.capital-result{border:1px solid #d8e3e5;background:#f8fafa}
.capital-result.bonus{border-color:var(--deep);background:var(--deep)}
.explain{gap:0;margin-bottom:112px;overflow:visible;border-width:1px 0;border-radius:0;background:transparent}
.explain>div{padding:34px 28px;background:transparent}
.explain>div+div{border-left:1px solid var(--line)}
.explain span{letter-spacing:.12em}
.transparency{border-top:1px solid #c9d8db;border-radius:0;background:#edf3f4}
.transparency-list{gap:0;border-top:1px solid #c9d8db}
.transparency-list span{padding:18px 16px;border-right:1px solid #c9d8db;border-bottom:1px solid #c9d8db;border-left:2px solid var(--cyan);background:transparent}
footer{background:#0b2f47}
button:focus-visible,a:focus-visible{outline:2px solid var(--cyan);outline-offset:3px}

@media(max-width:980px){
  .intro{padding-top:64px;padding-bottom:58px}
  .calculator-shell{border-radius:4px}
  .results-panel{border-radius:0 0 4px 4px}
  .explain{grid-template-columns:1fr 1fr}
  .explain>div:nth-child(3){border-left:0;border-top:1px solid var(--line)}
  .explain>div:nth-child(4){border-top:1px solid var(--line)}
}
@media(max-width:640px){
  .intro{padding-top:48px;padding-bottom:50px}
  .intro h1{font-size:clamp(42px,13vw,54px)}
  .projection{padding-top:82px;padding-bottom:76px}
  .headline-result strong,.headline-result .highlight strong{font-size:34px}
  .explain{grid-template-columns:1fr;margin-bottom:76px}
  .explain>div{padding:25px 6px}
  .explain>div+div,.explain>div:nth-child(3),.explain>div:nth-child(4){border-top:1px solid var(--line);border-left:0}
  .transparency{padding:36px 18px}
}